Miami Chapter 7 Bankruptcy Lawyer

Are you facing mountains of unsecured debt that you cannot repay? Even making minimum payments stretches you too thin, and you don’t think you can dig yourself out of this hole. Fortunately, filing for Chapter 7 bankruptcy might be an option. This is referred to as liquidation bankruptcy and allows you to discharge eligible unsecured debt, including credit card bills, medical bills, personal loans, and past-due utility bills. You will need to meet the income requirements or pass a means test. Then, you can file for exemptions to protect some of your property from liquidation. 

Before moving forward, speak to a Miami Chapter 7 bankruptcy lawyer at The Santos Law Offices. Your attorney can determine if you qualify for Chapter 7 and can go over your assets that are exempt from liquidation. Then, your lawyer can file the paperwork to begin the process. Once your bankruptcy is discharged, you won’t owe the eligible unsecured debt, so you’ll get the fresh start you crave.